There is no Irving gas credit card, but there is a rewards program they offer. The rewards program is not a credit card. It is a way to save money by buying their gas.
To do this, you have get an application at the pump, fill it out, receive the card, and register it online.
Many grocery stores offer a similar savings program. You swipe a loyalty card to save and then you have to pay using cash, credit, debit, or check.
The same is true about the Irving rewards card. You swipe the card at the pump and then have to pay.
Because you are using the Irving rewards program, you have the option to pay with a credit card that has a rewards program.
With the promotion, you can buy 50 gallons of gasoline and receive 10¢ per gallon off of your next fill up – up to 20 gallons.
Translation: 2x the savings!
‘I’ve never heard of an Irving gas station’
Irving is a Canadian-based company, with stations in the New England area and eastern Canada.
US states include Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, Vermont. Canadian providence include New Brunswick, New Foundland, Nova Scotia, Ontario, Prince Edward Island, Quebec.
They are a private company, so don’t expect a lot of information about their business.
But if you live in these locations, drop by a station and get the rewards pamphlet.
Here’s how you can save
When you make your gas purchase, you swipe the loyalty card and then pay with a credit card that offers you rewards.
You can get the loyalty savings from Irving, then the cash back on your credit card.
You will need to pay attention to how much Irving’s reward offers though. Remember: For 50 gallons of gas, you will get 10 cents off per gallon at the next fueling. It is up to 20 gallons at the next fueling, though.
Step 1: Swipe that Irving card at the pump
An example savings just with the Irving gas rewards card would like like this:
50 gallons of gas at regular price
20 gallons x 10 cent reward = $2 off
For 70 gallons, you would receive an average of per gallon discount of $0.0286.
Using their program alone will save about 3 cents per gallon.
Step 2: Pay with a rewards credit card
A credit card that offers rewards on gas, such as American Express Blue Cash, will provide a good benefit.
If you have a credit card that offers 5 percent cash back, you will receive the best savings, but I want to calculate this with a card that offers 2 percent back.
You will receive 2 percent back on your gas purchase if you use the AMEX card.
This means that if gas is $3.50 per gallon, you would receive 0.105 cents back on each gallon.
For those 70 gallons of gas you used the loyalty card with, you will receive 0.0286 cents back on each gallon and 0.105 cents back for using a rewards credit card.
This is total savings of 13 cents on every gallon. This does not take long to add up.
If you paid cash, you would have receive about 3 cents off a gallon of gas.
As you can see, it makes sense and cents to squeeze the most money out of the loyalty Irving gas credit card.