Buy Now Pay Later Clothing Sites in 2015

Photo by Christian Haugen, CC BY 2.0
Photo by Christian Haugen, CC BY 2.0

If you need new apparel, shoes, or handbags and don’t have a credit card or are short on cash, you may be considering buy now pay later clothing sites.

These websites allow you to get the dress or slacks you need and setup on a payment plan to pay the balance off at a date in the future.

You can get top name brands and even designer clothing from these sites. These stores may go by different names and have different policies for extending credit.


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1. Choose and charge clothing catalogs

Sites such as Ginny’s, Seventh Avenue, Chadwick’s, Woman Within brand their offers as choose and charge. You still get products on credit but you will pay a monthly charge based on how much money you spend on the site.

Although each is different, they usually have a minimum monthly payment and may have interest fees and other associated charges applicable, as well. It is important to read and understand the terms and conditions of each online shopping clothing catalog you are considering.

2. PayPal Credit buy now pay later clothing sites

Although choose and charge is a way to pay for items, you are limited to that particularĀ apparelĀ site. There are more options with PayPal Credit, which use to be called Bill Me Later.

PayPal Credit has a massive network of retailers, which means a large selection of items to choose from — whether you want to get Guess jeans or designer handbags and shoes on credit.

Setting up for a PayPal Credit account may require a credit check, and you’ll have to qualify for their program. If you have bad credit, or no credit score, you may not be OK and may not qualify.


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PayPal Credit/Bill Me Later stores

This is not a comprehensive list because they are continuously updating. But, consider it a sample of shops.

  • 2b
  • 2xist
  • 3balls
  • 7 For All Mankind
  • A&E
  • adidas
  • Aerie by American Eagle
  • Aeropostale Inc.
  • AHAlife
  • All About Dance
  • Alloy.com
  • Allsaints Spitalfields
  • Altrec.com
  • American Apparel
  • American Eagle
  • Amiclubwear.com
  • AmorModa.com
  • Anthropologie
  • anytimecostumes.com
  • Arden B.
  • Ashley Stewart
  • ASOS
  • Augusta Active
  • Authentic Hendrix
  • Avenue
  • Babies R Us
  • BabyAge.com
  • BabyUniverse.com
  • BareNecessities.com
  • Bargain Outfitters
  • BCBGeneration
  • BCBGMaxazria
  • bebe
  • BedHead Pajamas
  • BelleChic
  • Beyond the Rack
  • Bigandtall.com
  • Black Halo
  • Blue Fly
  • Bob’s Watches
  • Boden
  • Body Central
  • Bonktown
  • boohoo.com
  • Brooks Brothers
  • Brothers
  • buybuy BABY
  • BuyCostumes.com
  • Cafepress
  • Calvin Klein Inc.
  • Carter’s
  • CaseMotions.com
  • Catherines
  • Celebrate Express
  • Century 21 Department Store
  • Chaco
  • Chain Love
  • Champion
  • Champs Sports
  • Charles Tyrwhitt
  • Charlotte Russe
  • charming charlie
  • Claire’s
  • ClassicShapewear.com
  • Club Monaco
  • Coach New York
  • Columbia
  • Costume Discounters
  • Costume Express
  • Costume Kingdom
  • Costume Supercenter
  • Cubavera
  • CuffLinks.com
  • DAILYLOOK
  • Danskin
  • David’s Bridal
  • Debenhams
  • Delia’s
  • Destination Maternity
  • Destination XL
  • DG
  • Dick’s Sporting Goods
  • Dino Dan Gear
  • DJPremium.com
  • Dockers
  • Dooney & Bourke
  • Dorothy Perkins
  • Dressbarn
  • DrJays.com
  • DVF
  • Dynamite.ca
  • Eastbay
  • Eastern Mountain Sports
  • eBags
  • eBay
  • Eddie Bauer
  • Editors’ Closet
  • Edwin Watts Golf
  • Eloquii.com
  • Enrique Inglesias Store
  • Express
  • EyeBuyDirect.com
  • Fans Edge
  • Fanzz.com
  • FashionBug
  • FineOperaGlasses.com
  • Finish Line
  • Foot Locker
  • Footaction.com
  • Forever 21
  • Forzieri
  • Fox Shop
  • FramesDirect.com
  • Free People
  • Fresh Produce
  • Freshpair.com
  • Gander MTN
  • Garage
  • GENETIC
  • Gilt Groupe
  • Grace & Lace
  • Grasshoppers
  • Gucci
  • Guess
  • Gyft
  • Haband
  • Halloween Express
  • Halston Heritage
  • Hammacher Schlemmer
  • Hanes.com
  • Happy Socks
  • Hartford York
  • HauteLook
  • HBO Shop
  • Henri Bendel
  • Hot Topic
  • House of Harlow
  • HSN
  • Hush Puppies
  • Icejerseys.com
  • J Brand Jeans
  • J. Crew Factory
  • Jane
  • JCPenney
  • Jessica London
  • Jessica Simpson Collection
  • Jimmy Jazz
  • Jinx
  • Jockey
  • JOE’S
  • Jomashop.com
  • Jones New York
  • Jos. A. Bank
  • Julianna Rae
  • Just My Size
  • Justice
  • Karmaloop.com
  • Kate Spade
  • Kate Spade Saturday
  • Keds
  • Kelly’s Running Warehouse
  • Kenneth Cole
  • KingSizeDirect.com
  • Kmart
  • Komarov
  • Kooba
  • Koolaburra
  • L.L. Bean Inc.
  • Lacoste
  • Lands’ End
  • Lane Bryant
  • LastCall.com
  • Lee
  • Levi’s
  • Lids.com
  • Lifeisgood.com
  • Light in the Box
  • Lighting Bolt
  • Linea Pelle
  • Lingerie.com
  • Living Social
  • LOLShirts
  • Look.com
  • LordandTaylor.com
  • LTD Commodities
  • Luck Brand
  • Luisaviaroma.com
  • Luluemon’s
  • Maidenform
  • Maurices
  • Maxstudio.com
  • Merrell
  • Metropark
  • Missguided
  • Modnique.com
  • Moosejaw
  • Nautica
  • Neiman Marcus
  • NET-A-PORTER
  • New York & Company Inc.
  • Nike
  • Nordstrom
  • Nordstrom Rack
  • NOVICA
  • Oakley
  • OneHanesPlace
  • OneStopPlus.com
  • Original Penguin
  • OshKosh B’gosh
  • Overstock
  • PacSun.com
  • Pagoda
  • Pajamagram
  • PandaHall.com
  • Pastry
  • Paul Fredrick
  • Peek Kids
  • Perry Ellis
  • Pink & Promise
  • Pink Mascara
  • Planet Blue
  • PLNDR.com
  • ProSwimwear
  • Quiksilver
  • Racewear Store
  • Rafaella
  • Ralph Lauren
  • Rapala
  • Ray-Ban
  • Rebecca Minkoff
  • Revolveclothing.com
  • RevZilla.com
  • Roaman’s
  • Roxy
  • Ruelala
  • Saks Fifth Avenue
  • San Diego Hat Company
  • Saucony
  • Sears
  • Seasame Street
  • Sebago
  • Shabby Apple
  • ShanaLogic.com
  • Shoebuy
  • Shoes.com
  • Shop.com
  • Shopelvis.com
  • Sierra
  • Skullcandy.com
  • Smart Bargains
  • Softball Rampage
  • South Moon Under
  • Soxiety
  • SPANX
  • SpeedoUSA.com
  • SSENSE
  • Stein Mart
  • Steve Madden
  • Stride Rite
  • Sunglass Hut
  • Superdry
  • Sweaty Betty
  • Swimspot.com
  • Tanga
  • Target
  • Ted Baker
  • teeki
  • The Children’s Place
  • The Lakeside Collection
  • The Limited
  • The Trend Boutique
  • The-House.com
  • They Dreslyn
  • Thomas Pink
  • Tilly’s
  • Timberland
  • TJ Formal
  • ToBeFast.com
  • Tommy Hilfiger
  • Tommy John
  • Topman
  • Topshop
  • Torrid.com
  • Tortoise & Blonde Eyewear
  • totes-isotoner.com
  • Tracy Porter
  • Under Armour
  • UniformCity.com
  • UpFootGear.com
  • Urban Outfitters
  • Utsav
  • Vanity.com
  • Victoria’s Secret
  • Village Hat Shop
  • Vince
  • VMInnovations.com
  • Wallao.com
  • Walmart
  • Wet Seal
  • Whiskey Militia
  • Wholesale Costume Club
  • Wilsons Leather
  • Wolverine
  • Woman Within
  • Wrangler
  • WSS
  • WWE
  • Yocaps.com
  • Yoox.com
  • Zobha.com
  • Zulily

As you can see from names in the list, there are stores that sell handbags, sports apparel, mens suits, womens shoes, and everything else — including opera glasses!

Hopefully this list of buy now pay later clothing sites has been of use.

Note: It is important to be responsible with your money! Don’t apply for credit if you can’t afford it. Read and understand the Terms and Conditions before applying for anything!